How easy do you invest in shares

To start with stock trading is easy, To become a successful börshaj is obviously a bit trickier, but with a few basic tips, you are anyway well on the way to a jackpot on the stock exchange.

Opening a depot

The first thing you need to do is open a depot, otherwise there is no the opportunity to hit the jackpot. You can do this in your regular bank, absolute easiest way is to do it directly in your internet. However, many choose to use a bank that specializes in just trading, example Avanza or Nordnet. The advantage of a specialized bank are that they are just experts in the field, but also that they can offer low charges to you the customer. Shares is largely about minimizing costs and gain leverage on the benefits to do. Every time you buy a stock, you pay a fee, brokerage, this is how banks make money on stock trading.

Once you have chosen a bank that you feel comfortable with, it's time for the next election. What type of account do you want to trade your shares? Simply put, one can say that there are two different types of accounts to choose from: investeringssparkonto (ISK) or his usual aktiedepå (share- and fund account). Generally ISK most favorable if you believe that your return will be higher than last year government borrowing rate plus 1 percentage. This is because the tax of ISK is thirty percent of government borrowing (the year before), and in an ordinary securities account paid thirty percent capital gains tax on any profits. Sound complicated?

With an investment savings account you pay a flat tax every year that has been very favorable in recent years. With one share account pays you instead of thirty percent each time you take out a profit. Most small investors prefer to use ISK.

Choosing shares

The next step is to choose which company you want to invest in, it is the most difficult but also the most enjoyable part of the road to millions. A general tip when you invest in a stock is to choose a company with a business idea that you understand the. Or, as the stock guru Warren Buffett puts it, "buy and hold shares of stable companies, with honest people where they understand the business idea ". He is a strong advocate for long-term ownership and interest-on-interest effect. Two factors that have made him one of the world's richest people. But of course it is not the only path to success and wealth. If you have a bit more of a hurry to millions than the good Buffett, The stock market is a natural arena to pick up quick cash. Do you have the nerves for it so maybe day trader is a profession for you? Daytrader is exactly as it sounds, someone who buys and sells stocks daily, the goal is simply to buy when the price is low and then sell on the plus.

What time frame do you have and what risk are you prepared to take?

Before you make your investment, it is important to determine whether you are committed to saving in the short or long term. What risk do you want to put you on? Is the money you will need to use in the near future, Perhaps for a impending house- or buying a car or that dream trip you've planned. Then you probably want to take as low a risk as possible.

There are various methods to spread the risks with your savings, one of the most important pieces of advice is to have a diversified portfolio. This means that you are buying multiple shares, in other words, do not put all your eggs in one basket. Make sure to invest in companies that do not compete in the same market, it is not enough to buy into ten different Swedish clothing company to obtain a sufficient risk diversification, but select stocks from different countries and business. Of course you can lie heavily in a market, for example Sweden, because you probably can companies better but make sure you do not stand or fall on the Swedish stock exchange.

Four stocks to read more about

Her & Mauritz B (short name HM B)
Småspararfavoriten with a dividend 9,75 kr per share (2018), for närvarandet the most-owned shares in Avanza.

Stanley Black & Decker Inc (short name SWK)
The tool manufacturer is one of only twenty one companies in the world that has had dividends every year for over a century.

Axfood (short name AXFO)
Do Willy food chains and Hemköp. A simple concept with a clear market. 2018 the dividend was 7 kr per share.

Investor (short name INVE B)
The advantage of an investment is that you get a lot of companies for the price of one. With investor, you include ABB, Ericsson, SEB and NASDAQ.

As with all investments it is important to read on before making a purchase, do your homework and go on gut feeling.